Akseleran - Pendanaan UKM

Akseleran - Pendanaan UKM connects Indonesian small and medium-sized enterprises seeking business funding with lenders interested in investing in those businesses. It is intended for two related needs: SMEs can seek loans, while lenders can review opportunities and decide where to place funds.

When an SME needs business funding

Businesses can apply for loans with competitive interest rates and flexible collateral options, including options that do not require fixed assets. The description presents these terms as ways to make funding accessible for business development. It does not specify application steps, eligibility requirements, or approval times.

When a lender is considering a loan

Lenders can access loans starting at IDR 100,000, and the description says there are no additional fees. It cites an average annual interest rate of 9.5% to 10.5%; these are source-stated figures, not a guarantee of returns. Before choosing a borrower, lenders are advised to review financial profiles and repayment ability. The source also suggests distributing investments across multiple loans to reduce exposure to any one borrower, while noting that this does not remove lending risk.

Platform and loan assessment information

The description says Akseleran is registered with and supervised by Indonesia’s Financial Services Authority (OJK), holds an operational permit, and evaluates loan applications. It also claims insurance protects 99% of loan principal. These are claims in the supplied description and should not be read as independent verification or a guarantee that funds will be repaid. The source recommends starting with a smaller investment to become familiar with the platform and loan process before making lending decisions.